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\n\t\t\t\tAdding a fertility coverage benefit to a health care benefits package will increase health care costs.\n\t\t\t\tThere are many fertility insurance coverage myths. Read on as we debunk common myths and break down the facts.<\/p>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\tAdding a fertility coverage benefit to a health care benefits package will increase health care costs.\n\t\t\t\t
Busted:<\/strong> Studies indicate that including comprehensive fertility coverage may actually reduce costs and improve outcomes.<\/p>\n According to a 2021 employer survey conducted by consulting firm Mercer, and commissioned by RESOLVE: 97% of respondents offering infertility treatment have not experienced an increase in their medical costs as a result of providing this coverage.<\/p>\n\t\t\t\tIf a health care benefits package includes some form of coverage, it does not need to include others.\n\t\t\t\t Busted:<\/strong> There is no one-size-fits-all treatment for infertility<\/a>, but often patients select treatment based on what is covered in their health benefits plan<\/a> rather than what is most appropriate treatment.<\/p>\n For example, a woman having trouble conceiving because of blocked fallopian tubes or tubal scarring may opt for tubal surgery, a covered treatment, which can cost $8,000-$13,000 per surgery. Many patients are forced to forgo in vitro fertilization<\/a> (IVF) because it is not a covered service even though it costs about the same as tubal surgery and statistically is more likely to result in a successful pregnancy.<\/p>\n According to William M. Mercer, “The decline in use of high-cost procedures like tubal surgery would likely offset the cost to include IVF as a benefit and provide improved health outcomes<\/em>.” (William M. Mercer, Infertility as a Covered Benefit, 1997).<\/p>\n\t\t\t\tOffering fertility coverage benefits will increase the likelihood that an employee will have a child and then leave.\n\t\t\t\t Busted:<\/strong> A 2016 online consumer survey commissioned by RESOLVE of more than 700 employees pursuing IVF found that those with employer-provided IVF benefits had higher satisfaction with their employer compared to respondents without coverage. Covered employees were less likely to miss time from work due to treatments, psychological stress, depression or other conditions related to infertility; were more likely to recommend their employer as a place to work; and felt their employer listened and met their needs and cared about their well-being.<\/p>\n A 2017 survey conducted by FertilityIQ<\/a> of patients who had undergone IVF found that employees who had their IVF covered reported being more likely to remain in their job for a longer period (62%), were more willing to overlook shortcomings of their employer (53%) and were more likely to work harder (22%).<\/p>\n\t\t\t\tAdditional Facts\n\t\t\t\t\n
\n\t\t\tInsurance Coverage\n\t\t<\/h5>\n\t